Credit analyst
Studies the finances of people or companies to decide how risky it is to lend them money or give them credit.
Will AI replace credit analyst jobs?
AI changes jobs more often than it replaces them. How much AI can help with this work: Medium. More AI overlap than 56 in 100 jobs. AI helps with some tasks, like paperwork or first drafts. People still do the core of the job. 17% of this job’s working time is already spent on tasks people bring to AI at work (Anthropic Economic Index). Based on Microsoft research on real AI use at work, matched to the tasks of each job in O*NET.
What AI already helps with
- Study credit data and financial statements to judge lending risk
- Use computer programs to calculate ratios showing customers' financial health
- Talk with customers to solve complaints and confirm transactions
What stays human
- Complete loan applications with credit reviews and send them for approval
- Write reports on how risky it is to lend money
- Study income growth, management, and market share to predict loan profits
10-year outlook · USA
Expected change in the number of these jobs by 2035: -4.3%. Typical pay: $83,510 a year. US Bureau of Labor Statistics. German figures differ, but the direction is usually similar.
Try Credit analyst for a day
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